Elentari (ladyelentari) wrote in womenwarriors,


Long story short, my husband and I are dual-military with a kid, and after much back-and-forth and attempting to find a solution, I am ending up taking a Family Care Plan chapter.
So now I am facing the situation where my time in the Army is suddenly ending (after 5 years in) and I have had little to no time to prep for it. I had my Phase 1 physical this morning.
We don't have a lot of money saved up, so me finding a new job fast is of paramount importance. On that note, I have quite a few questions.

-After my phase 1 physical today they told me to take the papers to my normal clinic to schedule phase 2. Do I have to do that right away or can I put it off a bit?

-I just had a dental appointment last week and they told me I needed some work done, to include getting my wisdom teeth out. Can I still get this done before I am chaptered?

-I have a memo requesting that I am able to clear without orders. In it, my first sergeant put that my estimated ETS is August 10. Holy shit, that's fast! Is this a hard date, or something I can delay just a bit? (Like, til September or so?)

-I assume I will have to ensure my son is listed as my husband's dependent or something like that so his (my son's) Tricare benefits are not interrupted? (Hubby is also active-duty, but son is currently listed under me)

-Does my SGLI vanish now? What about my Thrift Savings Plan?

-I have 5 years in as of August 7th. I'm an E5. I spent 3.5 years working as a PATRIOT Launching Station operator/maintainer, and the past (almost) 2 years as Public Affairs (essentially journalism).  Any suggestions for a civilian job that would generate about the same amount of money per year?

I'm pretty nervous about getting out. I'm worried I won't be able to find a job that pays the same. Most of hubby's money goes towards child support for his kids from a past relationship, we primarily use my paycheck for bills and such. Most job listings I've been looking at online require more experience than I have. I DO have my bachelors degree, however, so that's a plus. If you have any resources you can recommend, I'd love to hear about them. I don't have a resume or anything yet. I'm trying not to freak out.
We had discussed that this (the chapter) might come about, but the last time I spoke to my 1sgt/commander, they were talking like they really didn't want me to get out, they were going to work with my husband's unit, etc, try to find other options. SO I thought things were on the back burner for a while. Then suddenly last Friday Top called me in to the office and had me sign the paperwork and BAM! I had a Phase 1 this morning. And I'm a little taken aback at how fast everything is going. Help?

xposted to a couple military comms
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You will have your TSP for the rest of your life, if you want it; however, you can't put any more money into it after you get out. As for work after, you might look into more college; if you're a full time student, the Post 9-11 GI bill will give you E5 with dependent BAH, a book stipend, and you can pass on what you don't use to your kids. I don't know about the rest, as I was Navy, but there should be someone helping you process things that you can ask questions to. Good luck!
if you don't get dental taken care of, there is a place on DD214 where it is marked that you did not receive adequate dental before DC. Make sure it is checked if you want VA to pay for your dental. They paid for mine at a nice civilian place.

Getting out can be nerve wracking. I'm a student and I am not working, my GI bill and other benefits are keeping me afloat. I thought I would have to work part time, but I am managing my expenses well and I do not have to work. Not sure about where you live, but try to do the classes...the resume workshops before you ETS, i think you can even do them up to 6 months too. ACAP? something like that. Also, you will learn that there are veterans job centers that help vets get jobs/write resumes. There are also resume resources at the unemployment office. You qualify for unemployment insurance. It's nothing to be ashamed about. Use it until you can find a job. There might also be veterans job fairs in your town too. I know I've been to one already and got a few callbacks, but only for full time jobs.

I think the weirdest part about getting out and looking for a job was that everything is done electronically these days. When I first went in to the Army in 2003, it was still a face to face, handshake and smile sort of world. Nowadays it is all about how you look on paper, epaper or real paper. Send in your resume and we'll call you back sort of thing.

Also, your company HAS to let you go to those ACAP classes. They have to let you go. So find out when they are, most posts have them.

SGLI goes bye-bye, and TSP can be rolled over into an IRA of your choosing.

Alsoooo, make sure all of your medical paperwork is copied several times. In case you plan on filing a claim with VA for disability, you will definitely need those in triplicate.